/* ============================================
   Michael Ayers - Financial Services Website
   Classic & Elegant | Burgundy + Blush
   ============================================ */

/* --- CSS Custom Properties --- */
:root {
    --burgundy-900: #4A0E1C;
    --burgundy-800: #5C1A2A;
    --burgundy-700: #781F2E;
    --burgundy-600: #8B2336;
    --burgundy-500: #A3293F;
    --burgundy-400: #B83D52;
    --burgundy-300: #CC5A6E;
    --burgundy-200: #E08A96;
    --burgundy-100: #F0B8BC;
    --burgundy-50:  #F8D8DA;

    --blush-50:  #FFF8F6;
    --blush-100: #FFF0EB;
    --blush-200: #FFE4D9;
    --blush-300: #FFD4C4;
    --blush-400: #FFB8A0;
    --blush-500: #FF9A78;
    --blush-600: #E87A58;
    --blush-700: #C45A3A;
    --blush-800: #9B4028;
    --blush-900: #7A301E;

    --cream-50:  #FDFBF9;
    --cream-100: #FAF6F1;
    --cream-200: #F5EDE3;
    --cream-300: #EDE0D0;
    --cream-400: #E2CCB5;
    --cream-500: #D4B89A;

    --charcoal-900: #1A1A1A;
    --charcoal-800: #2D2D2D;
    --charcoal-700: #3D3D3D;
    --charcoal-600: #4A4A4A;
    --charcoal-500: #5C5C5C;
    --charcoal-400: #737373;
    --charcoal-300: #949494;
    --charcoal-200: #B8B8B8;
    --charcoal-100: #D4D4D4;
    --charcoal-50:  #F0F0F0;

    --white: #FFFFFF;
    --black: #0A0A0A;

    --font-serif: 'Cormorant Garamond', Georgia, 'Times New Roman', serif;
    --font-sans: 'Montserrat', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

    --shadow-sm: 0 1px 3px rgba(0,0,0,0.08), 0 1px 2px rgba(0,0,0,0.06);
    --shadow-md: 0 4px 12px rgba(0,0,0,0.1), 0 2px 4px rgba(0,0,0,0.06);
    --shadow-lg: 0 12px 40px rgba(0,0,0,0.12), 0 4px 12px rgba(0,0,0,0.08);
    --shadow-xl: 0 24px 60px rgba(0,0,0,0.15), 0 8px 20px rgba(0,0,0,0.1);

    --radius-sm: 6px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-xl: 28px;

    --transition-fast: 0.2s ease;
    --transition-base: 0.35s ease;
    --transition-slow: 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

/* --- Reset & Base --- */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
    -webkit-text-size-adjust: 100%;
}

body {
    font-family: var(--font-sans);
    color: var(--charcoal-700);
    background-color: var(--cream-50);
    line-height: 1.6;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: inherit;
    text-decoration: none;
    transition: color var(--transition-fast);
}

ul {
    list-style: none;
}

button {
    font-family: inherit;
    cursor: pointer;
    border: none;
    background: none;
}

/* --- Typography --- */
h1, h2, h3, h4 {
    font-family: var(--font-serif);
    font-weight: 600;
    line-height: 1.2;
    color: var(--charcoal-900);
}

.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* --- Section Styles --- */
.section-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 64px;
}

.section-label {
    display: inline-block;
    font-family: var(--font-sans);
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--burgundy-600);
    margin-bottom: 16px;
    position: relative;
}

.section-label::before,
.section-label::after {
    content: '';
    display: inline-block;
    width: 24px;
    height: 1px;
    background: var(--burgundy-300);
    vertical-align: middle;
    margin: 0 12px;
}

.section-label-light {
    display: inline-block;
    font-family: var(--font-sans);
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--burgundy-200);
    margin-bottom: 16px;
}

.section-title {
    font-size: clamp(2rem, 4vw, 3rem);
    margin-bottom: 20px;
    color: var(--charcoal-900);
}

.section-subtitle {
    font-size: 1.1rem;
    color: var(--charcoal-500);
    line-height: 1.7;
}

/* --- Buttons --- */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-family: var(--font-sans);
    font-weight: 500;
    font-size: 0.9rem;
    letter-spacing: 0.02em;
    padding: 14px 28px;
    border-radius: var(--radius-sm);
    transition: all var(--transition-base);
    white-space: nowrap;
    cursor: pointer;
}

.btn-primary {
    background: var(--burgundy-700);
    color: var(--white);
    border: 2px solid var(--burgundy-700);
}

.btn-primary:hover {
    background: var(--burgundy-800);
    border-color: var(--burgundy-800);
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn-primary:focus-visible {
    outline: 3px solid var(--burgundy-300);
    outline-offset: 2px;
}

.btn-outline-light {
    background: transparent;
    color: var(--white);
    border: 2px solid rgba(255,255,255,0.6);
}

.btn-outline-light:hover {
    background: var(--white);
    color: var(--burgundy-700);
    border-color: var(--white);
    transform: translateY(-2px);
}

.btn-outline-light:focus-visible {
    outline: 3px solid var(--white);
    outline-offset: 2px;
}

.btn-outline-burgundy {
    background: transparent;
    color: var(--burgundy-700);
    border: 2px solid var(--burgundy-700);
}

.btn-outline-burgundy:hover {
    background: var(--burgundy-700);
    color: var(--white);
    transform: translateY(-2px);
}

.btn-sm {
    padding: 10px 20px;
    font-size: 0.82rem;
}

.btn-lg {
    padding: 18px 36px;
    font-size: 1rem;
}

.btn-full {
    width: 100%;
    justify-content: center;
}

/* --- Navbar --- */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(253, 251, 249, 0.92);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-bottom: 1px solid rgba(120, 31, 46, 0.08);
    transition: all var(--transition-base);
}

.navbar.scrolled {
    background: rgba(253, 251, 249, 0.97);
    box-shadow: var(--shadow-md);
}

.navbar-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 80px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 12px;
    color: var(--burgundy-700);
}

.logo-icon {
    color: var(--burgundy-700);
}

.logo-text {
    display: flex;
    flex-direction: column;
    line-height: 1.2;
}

.logo-name {
    font-family: var(--font-serif);
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--burgundy-700);
}

.logo-tagline {
    font-family: var(--font-sans);
    font-size: 0.65rem;
    font-weight: 500;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--charcoal-500);
}

.logo-light .logo-name { color: var(--white); }
.logo-light .logo-tagline { color: rgba(255,255,255,0.7); }
.logo-light .logo-icon { color: var(--white); }

.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    padding: 8px;
    z-index: 1001;
}

.nav-toggle span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--charcoal-700);
    border-radius: 2px;
    transition: all var(--transition-base);
}

.nav-toggle[aria-expanded="true"] span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
}
.nav-toggle[aria-expanded="true"] span:nth-child(2) {
    opacity: 0;
}
.nav-toggle[aria-expanded="true"] span:nth-child(3) {
    transform: rotate(-45deg) translate(5px, -5px);
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 32px;
}

.nav-links a {
    font-size: 0.88rem;
    font-weight: 500;
    color: var(--charcoal-600);
    position: relative;
    padding: 4px 0;
}

.nav-links a::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--burgundy-600);
    transition: width var(--transition-base);
}

.nav-links a:hover {
    color: var(--burgundy-700);
}

.nav-links a:hover::after {
    width: 100%;
}

/* --- Hero Section --- */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    padding: 120px 24px 80px;
}

.hero-bg {
    position: absolute;
    inset: 0;
    z-index: -2;
}

.hero-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-gradient {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        135deg,
        rgba(74, 14, 28, 0.92) 0%,
        rgba(120, 31, 46, 0.88) 30%,
        rgba(163, 41, 63, 0.82) 55%,
        rgba(232, 122, 88, 0.78) 80%,
        rgba(255, 154, 120, 0.70) 100%
    );
    z-index: -1;
}

.hero-overlay {
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse at center, transparent 0%, rgba(10, 10, 10, 0.3) 100%);
    z-index: 0;
}

.hero-content {
    position: relative;
    z-index: 1;
    max-width: 820px;
    text-align: center;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.78rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--burgundy-100);
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.15);
    padding: 10px 20px;
    border-radius: 50px;
    margin-bottom: 32px;
    backdrop-filter: blur(10px);
}

.hero-headline {
    font-size: clamp(2rem, 5vw, 3.5rem);
    font-weight: 600;
    color: var(--white);
    line-height: 1.15;
    margin-bottom: 24px;
    letter-spacing: -0.01em;
}

.hero-headline em {
    font-style: italic;
    color: var(--blush-200);
}

.hero-subheadline {
    font-size: clamp(1rem, 1.8vw, 1.2rem);
    color: rgba(255,255,255,0.85);
    line-height: 1.7;
    margin-bottom: 40px;
    max-width: 640px;
    margin-left: auto;
    margin-right: auto;
}

.hero-cta {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 56px;
}

.hero-trust {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 32px;
    flex-wrap: wrap;
}

.trust-item {
    text-align: center;
}

.trust-number {
    display: block;
    font-family: var(--font-serif);
    font-size: 2rem;
    font-weight: 700;
    color: var(--white);
    line-height: 1;
    margin-bottom: 4px;
}

.trust-label {
    font-size: 0.75rem;
    font-weight: 500;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: rgba(255,255,255,0.65);
}

.trust-divider {
    width: 1px;
    height: 40px;
    background: rgba(255,255,255,0.2);
}

.hero-scroll {
    position: absolute;
    bottom: 32px;
    left: 50%;
    transform: translateX(-50%);
    color: var(--white);
    opacity: 0.6;
    transition: opacity var(--transition-base);
    animation: scrollBounce 2s ease-in-out infinite;
}

.hero-scroll:hover {
    opacity: 1;
}

@keyframes scrollBounce {
    0%, 100% { transform: translateX(-50%) translateY(0); }
    50% { transform: translateX(-50%) translateY(8px); }
}

/* --- Services Section --- */
.services {
    padding: 100px 0;
    background: var(--cream-50);
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}

.service-card {
    background: var(--white);
    border-radius: var(--radius-md);
    padding: 36px 28px;
    box-shadow: var(--shadow-sm);
    border: 1px solid rgba(0,0,0,0.04);
    transition: all var(--transition-base);
    position: relative;
    overflow: hidden;
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--burgundy-700), var(--blush-500));
    opacity: 0;
    transition: opacity var(--transition-base);
}

.service-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-xl);
}

.service-card:hover::before {
    opacity: 1;
}

.service-icon {
    width: 56px;
    height: 56px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: var(--radius-sm);
    background: var(--burgundy-50);
    color: var(--burgundy-700);
    margin-bottom: 20px;
    transition: all var(--transition-base);
}

.service-card:hover .service-icon {
    background: var(--burgundy-700);
    color: var(--white);
}

.service-title {
    font-size: 1.35rem;
    margin-bottom: 12px;
    color: var(--charcoal-900);
}

.service-description {
    font-size: 0.95rem;
    color: var(--charcoal-500);
    line-height: 1.65;
    margin-bottom: 20px;
}

.service-features {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.service-features li {
    font-size: 0.85rem;
    color: var(--charcoal-600);
    padding-left: 20px;
    position: relative;
}

.service-features li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 8px;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--burgundy-200);
    border: 2px solid var(--burgundy-400);
}

/* --- About Section --- */
.about {
    padding: 100px 0;
    background: var(--white);
}

.about-grid {
    display: grid;
    grid-template-columns: 0.8fr 1.2fr;
    gap: 64px;
    align-items: center;
}

.about-image-wrapper {
    position: relative;
}

.about-image-frame {
    position: relative;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
}

.about-image {
    width: 100%;
    height: 500px;
    object-fit: cover;
    display: block;
}

.about-accent {
    position: absolute;
    bottom: -20px;
    right: -20px;
    width: 200px;
    height: 200px;
    background: linear-gradient(135deg, var(--burgundy-100), var(--blush-200));
    border-radius: var(--radius-lg);
    z-index: -1;
}

.about-content {
    padding: 20px 0;
}

.about-text {
    margin-bottom: 36px;
}

.about-text .lead {
    font-family: var(--font-serif);
    font-size: 1.2rem;
    line-height: 1.7;
    color: var(--charcoal-700);
    margin-bottom: 20px;
}

.about-text p {
    font-size: 0.95rem;
    color: var(--charcoal-500);
    line-height: 1.75;
    margin-bottom: 16px;
}

.about-text em {
    color: var(--burgundy-700);
    font-style: italic;
}

.about-values {
    display: flex;
    flex-direction: column;
    gap: 20px;
    margin-bottom: 36px;
}

.value-item {
    display: flex;
    align-items: flex-start;
    gap: 16px;
}

.value-icon {
    flex-shrink: 0;
    width: 40px;
    height: 40
